Tax & Finance Hub

Financial Calculators & Downloadable Form Templates

Access 15 live interactive financial planning tools and 18 ready-to-use Excel templates for ITR, GST, HRA, EMI, and Wealth Planning.

15+
Live Financial Calculators
18+
Downloadable Excel Sheets
100%
Real-Time Accurate Formulae

Real-Time Interactive Tools

General EMI Calculator

Loan Amount (₹)
Interest Rate (% p.a.)
%
Loan Tenure (Years)
Yrs
Monthly EMI Breakdown
Monthly EMI Payable
₹ 21,002
Principal Amount₹ 10,00,000
Total Interest Payable₹ 2,60,117
Total Loan Cost₹ 12,60,117
Principal (79%)Interest (21%)

Personal Loan Calculator

Loan Amount (₹)
Interest Rate (% p.a.)
%
Tenure (Years)
Yrs
Personal Loan Result
Monthly EMI
₹ 16,959
Loan Principal₹ 5,00,000
Processing Fee (1.5%)₹ 7,500
Total Interest₹ 1,10,540
Total Payback₹ 6,10,540

Home Loan Calculator

Home Loan Amount (₹)
Interest Rate (% p.a.)
%
Tenure (Years)
Yrs
Home Loan Breakdown & Tax Relief
Monthly EMI
₹ 43,391
Principal Amount₹ 50,00,000
Total Interest₹ 54,13,879
Est. Annual Tax Saved (Sec 24b)₹ 62,400
Total Amount Payable₹ 1,04,13,879

Car Loan Calculator

Car On-Road Price (₹)
Down Payment (%)
%
Interest Rate (% p.a.)
%
Tenure (Years)
Yrs
Car Finance Summary
Monthly EMI
₹ 19,928
Down Payment Amount₹ 2,40,000
Net Loan Financed₹ 9,60,000
Total Interest₹ 2,35,668
Total Cost (DP + EMI)₹ 14,35,668

SIP Calculator

Monthly Investment (₹)
Expected Return Rate (% p.a.)
%
Time Period (Years)
Yrs
Estimated Future Wealth
Total Expected Corpus
₹ 50,45,760
Invested Amount₹ 18,00,000
Est. Capital Gains₹ 32,45,760
Invested (36%)Gains (64%)

Mutual Fund Lumpsum Calculator

Investment Amount (₹)
Expected Return Rate (% p.a.)
%
Tenure (Years)
Yrs
Lumpsum Growth Forecast
Total Maturity Value
₹ 3,70,722
Initial Investment₹ 1,00,000
Wealth Gain₹ 2,70,722

Fixed Deposit (FD) Calculator

Deposit Principal (₹)
Interest Rate (% p.a.)
%
Tenure (Years)
Yrs
FD Compounded Maturity
Total Maturity Value
₹ 2,85,677
Principal Amount₹ 2,00,000
Total Interest Earned₹ 85,677

Recurring Deposit (RD) Calculator

Monthly RD Deposit (₹)
Interest Rate (% p.a.)
%
Tenure (Years)
Yrs
RD Maturity Amount
Maturity Value
₹ 1,99,754
Total Amount Deposited₹ 1,80,000
Guaranteed Interest Gained₹ 19,754

PPF Calculator

Annual Deposit (₹)
PPF Tenure (Years)
Yrs
Current Govt PPF Interest Rate: 7.1% p.a. (Tax-Free EEE).
Tax-Free PPF Corpus
Total Tax-Free Maturity
₹ 40,68,209
Total PPF Invested₹ 22,50,000
Tax-Free Interest Earned₹ 18,18,209

NPS Pension Calculator

Monthly NPS Contribution (₹)
Your Current Age
Yrs
Expected Return Rate (% p.a.)
%
NPS Retirement Corpus & Pension
Est. Monthly Pension
₹ 28,397 /mo
Total Corpus at 60₹ 1,13,96,627
Lump-sum Withdrawal (60%)₹ 68,37,976
Annuity Purchased (40%)₹ 45,58,651

Compound Interest Calculator

Initial Principal Amount (₹)
Annual Interest Rate (%)
%
Tenure (Years)
Yrs
Compounding Output
Final Compounded Amount
₹ 1,50,366
Principal Amount₹ 1,00,000
Total Compound Interest₹ 50,366

Simple Interest Calculator

Principal Amount (₹)
Interest Rate (% p.a.)
%
Time Period (Years)
Yrs
Simple Interest Summary
Total Payable Amount
₹ 61,250
Principal Amount₹ 50,000
Simple Interest Earned₹ 11,250

Inflation Impact Calculator

Current Monthly Expense (₹)
Expected Inflation Rate (%)
%
Years in Future
Yrs
Future Purchasing Power
Future Cost of Same Expense
₹ 1,19,828
Current Cost₹ 50,000
Price Increase Multiplier2.40 x

Savings Goal Calculator

Target Financial Goal (₹)
Time Horizon (Years)
Yrs
Expected Return Rate (%)
%
Required Investment Target
Required Monthly SIP
₹ 10,868 /mo
Target Wealth Goal₹ 25,00,000
Total Out-of-Pocket Savings₹ 13,04,160
Growth via Compounding₹ 11,95,840

Retirement Planner

Current Age
Yrs
Retirement Age
Yrs
Current Monthly Expense (₹)
Retirement Target
Total Corpus Required at 60
₹ 6.84 Crore
Monthly Expense at 60₹ 2,87,175
Recommended Monthly SIP Today₹ 19,450 /mo

Download Real Official Files & Formats

AY 2026-27
Income Tax

Income & Expense Tracker (Excel)

Track all income sources and business expenses with auto-calculating monthly summaries, category-wise totals, and annual P&L view.

XLSX • 48 KB
AY 2026-27
Income Tax

Salary Tax Calculation Sheet

Auto-computes gross salary, exemptions (HRA, LTA), standard deduction, Sec 80C-80D deductions, and final tax liability under both regimes.

XLSX • 52 KB
AY 2026-27
Income Tax

Capital Gains Calculator (Excel)

Compute Short-Term & Long-Term Capital Gains with indexed cost of acquisition, sale consideration, and applicable tax for stocks, property & mutual funds.

XLSX • 55 KB
AY 2026-27
Income Tax

Rent Receipt Format (Excel/PDF)

Auto-generate 12 monthly rent receipts with landlord name, PAN, address, revenue stamp placeholder, and HRA declaration format for Form 12BB.

XLSX • 46 KB
AY 2026-27
Income Tax

Investment Declaration Form

Submit investment proofs to employer with sections for 80C, 80D, 80CCD(1B), HRA, LTA, NPS, and other allowances with declaration signatures.

XLSX • 44 KB
AY 2026-27
Income Tax

Tax Saving Planner

Compare Old vs New Tax Regime side-by-side, plan 80C/80D/80G investments, track monthly savings goals, and estimate refunds.

XLSX • 50 KB
AY 2026-27
Income Tax

Advance Tax Calculation Sheet

Quarterly advance tax schedule with estimated income, self-assessment tax, due dates, and interest calculation under Sec 234B/234C.

XLSX • 47 KB
AY 2026-27
Income Tax

ITR Document Checklist

Comprehensive document readiness checklist covering Form 16, bank statements, investment proofs, property details, capital gains, and TDS certificates.

XLSX • 42 KB
AY 2026-27
Income Tax

Income Tax Notice Reply Format

Structured response template for Sec 143(1), 143(2), 148, and 139(9) notices with reply sections, document annexure, and submission tracker.

XLSX • 45 KB
AY 2026-27
Income Tax

HRA Calculation Sheet

Auto-calculates HRA exemption based on salary, rent paid, and city type with comparison of all three rules and Form 12BB reporting.

XLSX • 44 KB
GST 2026
GST & Invoicing

GST Tax Invoice & E-Invoice Template

Compliant invoice with HSN/SAC codes, CGST/SGST/IGST breakdown, QR code space, reverse charge, and legal declaration.

XLSX • 38 KB
GST 2026
GST & Invoicing

GSTR-3B Monthly Return Preparation Sheet

Auto-compute outward supply, ITC, reverse charge, nil-rated, and export data for GSTR-3B filing with reconciliation.

XLSX • 42 KB
GST 2026
GST & Invoicing

E-Way Bill Generation & Tracking Log

Log all e-way bills with validity tracking, vehicle details, transporter info, and expiry alerts for seamless interstate movement.

XLSX • 36 KB
GST 2026
GST & Invoicing

Input Tax Credit (ITC) Ledger & Reconciliation

Track ITC available, claimed, and reversed with GSTR-2B reconciliation, credit split (IGST/CGST/SGST), and blockage rules.

XLSX • 40 KB
FY 2025-26
Excel & Form Templates

Annual Budget Planner & Tracker

Month-wise budget with income/expense categories, variance analysis, spending trends, and year-end summary dashboard.

XLSX • 46 KB
Calculator
Excel & Form Templates

Loan Amortization Schedule (Full Tenure)

Year-by-year EMI breakup with principal/interest split, prepayment calculator, and remaining balance tracker for any loan type.

XLSX • 44 KB
FY 2025-26
Excel & Form Templates

Personal Net Worth Statement Template

Assets vs liabilities snapshot with liquid/net worth ratio, year-on-year comparison, and financial health scorecard.

XLSX • 38 KB
Goal Planner
Excel & Form Templates

Financial Goals & Milestones Tracker

Set and track multiple financial goals with target date, monthly SIP needed, progress %, and priority-based action plan.

XLSX • 36 KB

Frequently Asked Questions

Which Tax Regime should I choose for AY 2026-27?
The New Tax Regime is the default regime offering simplified lower tax slabs and a ₹75,000 Standard Deduction. If your aggregate deductions (HRA, 80C, 80D, home loan interest) exceed approximately ₹3.75 Lakhs, the Old Tax Regime may result in higher overall tax savings. Use our Tax Saving Planner above to compare both regimes side-by-side.
Is Landlord's PAN mandatory for claiming HRA exemption?
Yes, as per CBDT guidelines, if your annual rent payment exceeds ₹1,00,000 (approx. ₹8,333/month), you must declare your Landlord's PAN in Form 12BB along with rent receipts to claim HRA tax exemption.
How are EMI calculations computed across different loans?
Our EMI calculators use the standard reducing balance reducing-rate formula: EMI = [P x r x (1+r)^n] / [(1+r)^n - 1], where P is Principal, r is monthly interest rate, and n is total monthly tenure. Each calculator additionally incorporates specific parameters like down payments, processing fees, and tax rebates.

Need Personalized Tax Advice from a Verified Expert?

Connect with our empanelled Chartered Accountants and Tax Experts for personalized tax planning, notice replies, and business compliance.

File download started!